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Ease of Access: The NPS account can be managed online. An NPS account can be opened
through the eNPS portal or Fintales website or Fintales App. Our NPA helpdesk team
will guide you for easy transactions.
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There are two types of NPA accounts which can be briefly explained to you by our
NPA helpdesk and can guide you for the NPA contributions as per your corpus demand
for retirement.
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Additional tax benefits - NPS offers an additional deduction of ₹ 50,000/- u/s 80CCD
(1B), therefore total Rs. 2 Lakhs
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Lump-sum withdrawal - Withdraw up to 60% of corpus accumulated on maturity. The
rest will be preserved to providefor pension/annuity.
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Safe and secured corpus - NPS is backed by the Government of India and is regulated
by Pension Fund Regulator under Government of India (PFRDA)
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Low cost & zero hidden charges. Minimum ₹ 1,000/- in a financial year with no hidden
charges.
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Hassle-free access -Investor can access their account from any location by quoting
the unique Permanent and Fintales app give them convenience to transact in seconds.
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World#39 cheapest retirement plan - You pay less than 0.02% of your investment value
as annual fees
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Better returns than traditional options - A mix of stocks, FD-like investments results
in a bigger bank balance and luxurious retirement
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Unique way to reduce risk - Automatically increases allocation to FD-like investments
as you reach closer to retirement.
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Managed by professionals - Your money is invested and managed by India’s 39 best
pension fund managers and Fintales’s expert panel helps you to choose best.
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Enforces investment discipline - Your investment is locked-in until
you turn 60 years. Plus, a minimum yearly investment of Rs.1,000 is compulsory